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Contents

Cedar Finance Review

Cedare Finance have ceased all operations. Please visit our recommended brokers page.

Let me guess, you recently watched a youtube video about how to easily make money and the video used a website called Cedar Finance (www.cedarfinance.com). The video presenter showed you how easily he turned $100 into $250 within 60 seconds trading the 60 second binary options on CedarFinance. The idea of making a hundred dollars a minute is pretty darn good, unless you are Bill Gates. After seeing the video you wanted to see if it is legit. Can you really easily make money binary trading at Cedar Finance. Legit, scam or what?

*Scroll down for a growing selection of trader comments (50+ and growing), complaints and scam warnings. Since this post was published in October of 2020 we have had dozens upon dozens of traders add their recent experiences. If you have traded at CedarFinance, good or bad, please leave your experience in the notes for others and share this page on facebook.

Is it a Scam? Or is CedarFinance Legit?

Let me be clear. We are not saying that CedarFinance.com is a scam. This page is not claiming that they are a scam or proclaiming that they are legit and honest. We do not know either way as we have not traded binary options there, nor done enough research into the company.

We have seen a flood of youtube videos featuring CedarFinance and how easy it is to make money trading binary options there. Specifically we are talking about the 60 second videos claiming just trade with the other traders and easily make money.

You may have seen it, but it was the youtube video you watched where the trader showed that all you have to do is to bet with the majority of other traders and make money and that it works most of the time.

Lol, I love the first comment on the youtube page from DChappelle27 that says:

its not easy to make money… dont be a fucking retard, use common sense

The ‘super dooper easy way to makey money’ is the scam.

It’s not Cedar Finance that is the scam, they very well may be legit (we do not know, we have not traded there ourselves. It’s the claim made in the youtube videos that all you have to do is trade with the same direction as the other traders, by looking at the current opinion of traders.

60 Second Binary Trading Legit Or Not?

Yes, binary options trading in and of itself is legit and legal. And yes, 60 second binary options do exist and they are growing in popularity. Especially among gamblers and intelligent risk takers who like the fast action that one minute binaries allow.

What is not legit are the youtube videos saying that anyone and everyone can quickly, easily and virtually risk free make a lot of money fast.

That you can stick it to the ‘rich banksters’ just by doing anything a monkey could do.

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Look, it is true you can make a lot of money fast trading binary options.

However you can lose a lot of money fast as well and there is plenty of risk. Even with the risk being limited and known up front, which is one of the reasons traders consider binary options safe there is still plenty of risk involved.

You can trade binary options the right way, responsibly. You can also trade binary options the wrong way and that is following the scam claims of the CedarFinance youtube 60 second binary options videos that say all you have to do is make your trade in the same direction as the majority of other traders using something they call the traders choice. This is a representation of what the other traders are doing in this trade now.

Breaking Down How The Cedar Finance Scam Youtube Videos Might Work

We do not know this for certain, however let’s take a minute to think about what may be going on there with these youtube videos appearing for many binary options keyword searches in google.

The likely scenario is that an affiliate created these videos. This affiliate is trying to lure people who are looking for a quick way to make a buck into making a deposit at Cedar Finance. The affiliate could have a ‘revenue share’ affiliate account. The way the revenue share affiliate accounts work at binary options brokers is that the affiliate makes money when the trader (you) lose trades. That’s right, rev share affiliates earn their money by you losing yours! That’s one reason we never do rev share affiliate deals, only 1 time ‘CPA’ or ‘Cost Per Acquisition’ payments, because we want you to win!.

So this affiliate finds an easy way to trick convince people to try binary options trading. The video makes it look really, really easy. And to be honest, it is that easy and you can make that much money fast with binaries. However just by trading with the majority traders choice is a recipe for failure. You can not and will not win huge money doing this.

The affiliate gets you to sign up, knowing full well that you are very likely to blow your account. The affiliate is likely to earn 30-40% of everything you lose.

The reverse is also true. If you win, the affiliate loses.

So, let me ask you, do you think this type of affiliate wants you to win or lose? Are they going to show you a strategy that is likely to work or likely to fail?

Again, that’s why we are CPA affiliates which pay us a 1 time fee for introducing you to the broker. We want you to win!

Example YouTube Videos To Be VERY WARY OF

Lol, I love the first comment on the youtube page from DChappelle27 that says:

its not easy to make money… dont be a fucking retard, use common sense

Oh, and who could make it if they didn’t know this ‘binary options secret’.

So, Where Should I Trade Binary Options

Find a reputable broker that you feel comfortable with.

You can see a growing list of brokers on our home page and read through to each of the reviews. You can see comments, ratings and reviews left by our editorial staff as well as real traders. The comments are un-censored other than spam.

One of our favorite brokers that offers 60 second options is TradeRush. We’ve constantly been on the lookout for traderush complaints and so far so good. Give them a try if you are looking for a legit binary option broker in order to trade 60 second binary options.

If you still decide Cedar Finance is for you then we wish you best of luck in your trades. Read all the comments, ratings reviews below and please add your own experiences.

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20 Cogs Review: Scam or Legit Way To Make £200+

20 Cogs Review & Can You Make Money From It?

Is 20 COGS a scam or a genuine one-off legit way to make real money from the comfort of your home. Typically it’s said you can make £100-£200+ depending on which of the highest paying tasks you are able or choose to do. Read my full 20 Cogs review to find out how I got on when I fully put it to the test.

I even have a bonus offer for you and some great alternatives for making even more money!

20Cogs has been used by tens of thousands of people. However, there is a little preparation and a few tips that you should consider beforehand to make sure that your experience goes as smoothly as possible and you make the most money without any hiccups.

If you decide you want to give it a go I have on offer an extra £5 Welcome Bonus via any 20 Cogs affiliate links on this page.

What is 20 Cogs?

The clue is in the name, it’s 20 tasks to be completed from offers that fall into the following categories:

  • C ompetitions
  • O ffers
  • G aming
  • S urveys

These are exactly the type of tasks you will be asked to undertake in order to complete each of the 20 Cogs, earning money towards your final 20 COG payout.

How Does 20 Cogs Work?

You complete varying tasks for money each of which counts as a COG. Each individual COG offers a choice of tasks for you to complete. Once a COG is complete you are awarded payment.

By the time you have completed 20 Cogs, you should have earned approximately £100-£200+ at no cost or very little cost to yourself.

When you complete a task, the status of the COG changes to Amber, meaning it’s pending. This might take 24 hours so don’t worry if it doesn’t change straight away.

Once the advertisers have confirmed you have completed the task correctly, the Cog status will turn to Green.

Only when you have completed all 20 COGs will a CLAIM button appear. This will allow you to request payment to your bank using your BACS details or request payment to your PAYPAL account.

Free and Easy to Start

20 cogs is totally free to sign up to and get started with, you may even be able to collect a welcome bonus.

However note, some tasks require you to use a credit or debit card and make a small payment in order to earn the much larger commission payment.

Also if you do not cancel some sign-ups in time you will be charged.

You can do all 20 COGS at once and wait for them to turn green over the next 30 days or just take your time and do them as and when you get time.

Is 20 COGS a Scam or Is it Legit?

20 cogs is not a scam, in fact, it has a 4-star rating on Trustpilot.

On reading some of the reviews it was clear most people who had a slightly negative experience had jumped to an early wrong conclusion and not contacted the Helpdesk. However, as you can see 84% has an Excellent or Great experience.

One thing you must be very clear on before you start is that you have to complete all 20 COGS before you can get paid. You can’t cash out or withdraw what you appear to have earned after completing each COG.

Even when you have completed all the COGS you have to wait for them all turn green. This again can take up to 30 days.

Understand these key points and you should get along fine.

Any problems use the Help Desk, there is a link to it at the top of the page.

How Much Can You Earn?

Ultimately this will depend on which tasks you choose to complete at every COG level. In total, you should be able to earn £100-200+. I’ve seen some people say they have earned up to £300.

One thing that might hinder your earnings is if you have completed some of the tasks before. The bookmakers or online casino, bingo sites are some of the highest paying offers, but you may have signed up to these previously if you have done any Matched Betting which is an excellent way of earning lots more cash and is NOT GAMBLING).

The payout figures you see are not representative of the final profit you’ll make. In order to achieve an expected payout of £170, I needed to spend approximately £54.

Therefore I would only consider undertaking 20 COGS if you think it’s worth doing for a final profit of around £100+.

How Long To Withdraw / Cashout Payment?

Don’t expect a quick payment from 20 cogs. It is a relatively slow process moving through 20 Cogs and some individual tasks can take 30+ days to be verified.

Don’t give up. Once you have started, keep going. If you are not sure what to do with a particular COG, take a break and see if the offers change to something more suitable to complete.

Preparation Before Starting – Tips for 20 Cogs

Although 20 COGS is a legit way to make money, there are a few pitfalls worth avoiding.

Remember the companies paying a commission to 20 COGS are trying to make money. So they will want to market themselves or get you to subscribe to full paying services.

However, knowing this in advance you can avoid these problems as I outline below.

Set Up A New Email Address

Never use your main email address for money-making sites etc. I would suggest setting up a new email just for 20 COGS and its related tasks. It takes literally takes a couple of minutes to set a new Gmail account. This will mean you avoid wasting time on any spam in your main email accounts.

Avoid Using Your Mobile Phone Number

You will receive spam phone calls from some of the offers, so seriously consider not using your main phone number.

You could use a PAYG SIM or another option is to use a fake phone number.If you just try and make up your own random phone number, there is a chance a real person will, unfortunately, be receiving a load of spammy calls thanks to you.

The solution is to use https://fakenumber.org/united-kingdom which for free has mobile phone numbers you can use that are not in use.

Keep Records Or Set Phone Notifications

Some of the offers will involve you signing up for a free trial or possibly very low costs subscription services.

You will, therefore, need to keep a record of when to cancel these services by. This could be over any number of timeframes, for example, 2 days, 7 days or even 30. If you don’t cancel, you will be charged.

Read Instructions Carefully

Make sure you read and follow the instructions for each task carefully, so you do everything correctly and satisfactorily enough to qualify for the payment.

Double-check the small print if giving bank details. Some offers require you to be a member for a set number of days but will actually charge you earlier within that timeframe.

Take Screenshots As Proof

Take screenshots and just save them in a designated 20 Cogs folder on your laptop or tablet etc. This is just-in-case there are any queries down the line where an advertiser might question whether an offer was completed correctly. You will then be able to easily prove it was.

Where possible include your name and date in the screenshot so 20 Cogs can match up with the click data.

Bank Account Choice

You will need a bank account to sign up for some free trials and paid subscriptions. If you have more than 1 bank account, I would consider using the one that has the least transactions.

Fortunately, I used a bank account that I only use for savings so it had very few monthly transactions. This made it a lot easier for me to see transactions leaving the account that related to 20 COGS as well as any Direct Debits being set up on the account.

20 Cogs Freebies or Very Low Price Trials

Not only are you getting paid to use 20 Cogs, but some of the offers involve giving you items or services for free. Or a very low trial price.

Here are some examples:

  • Dog Food
  • Child’s Activity Box
  • Graze Box
  • Amazon Prime Membership
  • Now TV Membership (owned by Sky TV (reduce your bill up to 75%) and actually a cheaper alternative you might want to consider long-term.)
  • Tastecard for 3 months for just £1

Plus various other options depending on which COG tasks you choose to complete.

How to Earn Even More From 20 Cogs

Once you have completed your 20 cogs and know exactly how it works and that it’s not a scam you have the option to make more money.

You have to wait until you have completed 20 COGS before you can withdraw your first payout. However, once you have completed all 20, you can carry on doing COGS and get paid out whenever you like.

Take some screenshots of your payouts as proof and recommend to your friends and family along with a referral code.

You can also currently earn 5% of referrals payments and 20% when they complete all 20 Cogs. Plus, because you’ve completed the process yourself, you will be able to assist and motivate them along the way.

20 COGS Tips Checklist

Here’s a bullet point checklist of the points I’ve made above to help your 20 COGs experience go as smoothly as possible.

  • Set Up New Email
  • Use Fake phone number
  • Keep Record of any sign ups and dates you need to cancel
  • Read small print for dates for any offers you submit bank card details for
  • Must complete all COGS to claim payment
  • Be patient – Can take 30+ days for some tasks to be verified
  • Take Screenshots as you go to prove tasks completed
  • Contact support if any issues

My 20 COGS Review Progress

At the time of writing, have completed 10 COGS. 3 are still marked grey after 3-4 days. I simply click the Help Desk link.

I read the “Frequently Asked Questions” and chose the one that asks “I’ve completed an offer, why is the Cog still grey”. From there I can submit a support ticket and I can the form already knows which offers are still grey and I can submit information on.

I do have a reservation about the timing when to cancel a direct debit or bank payment, in time to still qualify for the offer but also not get charged.

I will keep you updated on how it goes from here.

26th February 2020 Update

I started working through 20 COGs on 1st February. As you can see in the image on the right, I have completed all COGS and some are beginning to turn Green.

I’m on course for a £170.69 payout. However, many of the offers involve spending money to make money.

I’ve also let an extra charge slip through, so I will calculate the total profit after receiving my payout. It should easily be over £100.

I had to contact the Help Desk a couple of times to get some of the COGS to turn from Grey to Amber. This included sending a screenshot I had already taken. Again this is really easy to do and you just attach the image as part of sending a message via the support tickets.

My Matched Betting experience helped in wagering one of the casino offers and I chose a high RTP slot game. I deposited £10 & received a £20 bonus all of which needed wagering. However, I came out with a £240.49 profit (see my February Extra Cash Report). I won’t be including this in my final 20 COGS profit as it’s primarily luck that I earned it, so instead, I count it as Matched Betting earnings.

COG 17, I couldn’t complete it because I had already completed the offers available at other times as part of my Matched Betting.

However, this was an easy fix as they told me to choose any other offer from one of the 20 COGS, complete it, and just let them know.

20 COGS say at wait at least 30 days for the COGS to turn Green before contacting them, so I’m just playing the waiting game now.

In the meantime I’m keeping an eye on my bank account and my spreadsheet to check for days I should cancel free and paid trials.

6th March 2020 Update

At this point, many of the offers have been completed for the full 30 days.

Most of the COGS have started to turn from Amber to Green. I haven’t had to chase any of these up.

I’ve been logging into my bank often to check no extra charges are being taken and no new DD’s are appearing on my account.

Fortunately, I chose a current bank account that I just used for savings. So any transactions clearly stood out.

I have been checking my spreadsheet on a regular basis, to double-check for dates I should be cancelling free trials, etc.

For a few of the site offers I have had to log back in and cancel subscriptions.

COGS 11, 13 and 19 I completed between the 5th and 7th February, so I will give another 7-10 days to see if they turn green.

I’ll be sure to share a screenshot when I’m given the option to cash out.

At the same time, I will calculate my overall profit. The payout minus any charges to complete the offers. I’ll then give my final verdict.

20 Cogs Complete With Proof of Payout

20th March Update:

7 weeks after starting, all 20 COGS have turned green. As you can see in the image on was now given the option to “Collect Earnings”. This appears just above your 20 green Cogs.

Upon clicking to claim my earnings direct to my bank accounts I was presented with this confirmation message:

Within 3 days the money was in my bank account.

20 Cogs Final Profit

The 20 COGS total payout is only part of the picture. This is because it costs money to complete some of the COGS. You earn more than you pay so this is worthwhile. However, these costs do add up.

Also, I found some offers extremely tight as regards following instructions to qualify for the cashback and not incurring extra charges.

In total including an extra charge, it cost me £41 to complete all COGS.

It took 7 weeks to complete all 20 COGS and actual working effort of approximately 10 hours, which includes all the record-keeping and cancelling trials.

The final profit is £129.60.

20 Cogs Extra Update – Hit £200+ Profit

May 2020 Update

As you can see in the highlighted area of the image on the right I have now achieved over £200+ profit from 20 Cogs.

These extra earnings are from a few referrals I have made which again goes to show the process has been completed by others.

You yourself can also refer friends, just be clear like I have been in this 20 Cogs review about what’s involved as it isn’t for everyone.

Extra earnings can be collected as previous earnings, straight to your bank account or to a Paypal account.

Sites Like 20 Cogs

There is no other site specifically like 20 cogs. Once you have completed 20 Cogs you will have an understanding of how and why it works.

It does feature on my list of more easy ways to make money if you are looking to make an extra £500+ a month that pretty much most people can have a go at.

Advice: If you have already started 20 COGs, it’s best to complete it before trying other alternatives, otherwise you risk doing offers that are on future COGS and will reduce your options for completing it.

OhMyDosh

OhMyDosh is a site that is actively set up to help you earn cashback and rewards from completing very similar tasks to those on 20 Cogs.

The advantage of OhMyDosh is that you can choose which tasks to complete or avoid. You also earn money per task and don’t have to complete a set number.

The site is very well set up and has instructions for completing each offer.

Find out about Lightning Payout and No Spend offers in my full OhMyDosh review and claim the £1 sign up bonus to get you started.

Other Cashback Sites

Another perfectly valid option is to look for your own sign-up offers and free trials on the other best cashback sites.

The best 2 cashback sites:

Definitely always worth checking both. See how I’ve made over £1000+ combined in my TopCashback Review and Quidco review.

In fact, you might find many more lucrative opportunities. I’ve made often made between £26-£36, even £69 on occasion on for bookmaker signups as part of my Matched Betting.

Both the cashback sites have free money and no spend options too.

Matched Betting

If you didn’t mind signing up online bookmakers and casinos, you may well be interested in earning a lot more money this way.

Check out my Ultimtate Matched Betting Guide (with profit boosting tips) (note Matched Betting is NOT GAMBLING it’s primarily taking advantage of bookie sports free bet offers as well as many other related promotions. Many of which are available daily to existing customers.

I’ve made well over £30,000+ over 3 years from this tax-free side hustle.

You can learn everything you need to get started with a Profit Accumulator free trial (nothing to cancel) and you should make £30-£40 profit.

A number of the sign-ups can also be combined with cashback offers with the sites I listed above.

Conclusion

As you can see 20 COGS is a legitimate way to earn a decent amount of money relatively easily from home.

Do note, the payouts don’t represent the final profit because depending on the cogs you choose you to incur some costs. However, you should make at least £100+.

The process does need constant monitoring, and a certain amount of record-keeping, so it won’t be for everyone.

However, there are things you can do to make sure you earn this money as smoothly as possible. So be sure to check my tips checklist and scan the page for more in-depth reasoning and information on those tips.

If you have tried 20 Cogs yourself please let me know your experience.

Any questions please ask in the comments below.

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