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Dosh Review: Is It legit Or A Scam?

Dosh is a cash back app that gives you money back at select stores and retailers every time you shop with your linked debit or credit card (Visa, MasterCard, or American Express). Founded in 2020 by Ryan Wuerch and Ed Mock, the app has paid out over $25 million to 3 million users. In this review I will go over everything you need to know about the Dosh app and how you can make $5 for simply downloading it on your phone. I wrote this to help educate the market about this up and coming app and to help people earn money and more importantly save money!

How To Use Dosh

Dosh is super user friendly and very easy to install. Just visit the app store on your iPhone or Android and download the app. If you use my link here you’ll get a $5 bonus just for linking your card to the platform. Before you say, hey that sounds like a scam, I looked into Dosh and they are super secure and they don’t even sell your information to third party users like so many other apps and social media sites do. I will dive into more detail on just how secure the platform is a little bit later.

The Dosh app has been only around for a short period of time but they are moving faster than any of the other cashback apps out there such as Ebates, Ibotta, or Swagbucks. Where most of these platforms make you jump through hoops to get your cash back, the Dosh app has a “set it and forget it” feel to it. Meaning once your card or cards are linked to the app every time you make a purchase at one of the supported stores your account will be credited. You won’t ever have to use a promo code, coupons, scan your receipt, or log into the app prior to your purchase.

Each time you use your linked credit card at a qualified merchant, Dosh will automatically calculate how much you should get back and add it to your “Dosh wallet”. Once your Dosh wallet reaches $25 or more you can transfer your money via direct deposit or by PayPal. There are many great places to eat, gas stations, retail stores, and popular online stores on the app so reaching the $25 threshold is very achievable if you like to shop. Even if you aren’t a frequent shopper than are many merchants that offer a substantial amount of cash back, some over 20% back.

The Dosh app is currently only available to use in the United States, but with their continuing growth I think it will expanded further in the near future. The user must be 18 years old or older.

Is The Dosh App Safe?

The Dosh app is extremely safe, and they take multiple steps to ensure your safety is their top priority. Dosh’s first safety feature is SSL Encryption, which means that all data passed between their web server and browsers remain private and protected. The next layer of security is the Data Safeguard, which ensures that none of your banking or credit card information is stored on their app. In fact all credit card information is tokenized and vaulted using a PayPal service called Braintree. Another safety feature and security protection is that Dosh does not sell any of your personal information to third parties. They make their money by the fees they charge merchants to be on their app, not your information. The last security metric Dosh uses to ensure your safety is a multi-factor/ two factor authentication to make sure unauthorized access is not granted. I am quite confident that Dosh is safe based off the security steps they have taken mentioned above.

Dosh BBB Rating

For my benefit and yours I did some further investigation just to see if Dosh was safe. I went to the Better Business Bureau website and looked up “Dosh Holding, Inc”, their official name and saw they had an A- rating since 11/1/2020 their launch date. If you didn’t know, “scams” do not have this high of a rating.

Dosh Referral

Now I’ve mentioned quite a few times on how you can earn money via cash back at stores, you can also make money by referring people to Dosh. When you sign up, you’re automatically enrolled to their affiliate program where you will get your own unique referral link. You can share the link with your friends, family, and or on your social media pages so others can reap the benefits as well. The best part is for each Dosh referral that links their credit card to the app, you’ll get a $5 bonus.

Your unique referral link will promote the user to the Dosh app download page where they can install and link their card in a matter of 5 minutes. Once the app is installed they will have to fill out their basic information such as name, birth date, email, cell phone number, and then link their card. Once they complete these easy steps you will get your Dosh referral bonus of $5, sometimes it’s as high as $10 depending on the promotion they are running at the time. The referral program has no limits, so you can refer as many people as you can think of, but it isn’t required to make money.

Dosh Cash Out

As previously mentioned once you hit $25 in your Dosh wallet you can transfer the money to PayPal or your bank account no questions asked. As long as people keep shopping and using the app, Dosh will continue rewarding you for shopping as you normally do. They make money by the fees they charge each business on the app, so the money you earn in your account is for you to keep. The $5 you make per referral is a pretty cheap price to pay for getting a potential lifetime user to the platform.

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Dosh Wallet

The Dosh wallet can be found at the top right of the app. This is where you will see your current balance and once you link your credit card you’ll see your $5 bonus almost instantly. As you start shopping at verified Dosh stores your “wallet” will continue to grow due to the cash back and any referrals you may have. Once you click on the Dosh wallet you can see your current balance, your recent activity and this is also were you can request a transfer to your bank account ($25 minimum). You can also donate your earnings to charity via the Dosh wallet if you prefer.

Dosh Stores

Dosh has a great mix of popular online stores as well as in-store offers to collect cash back from. Some of the most popular include Walmart (6%), Nike (4.5%), Macy’s online (2.25%), Target online (1.25%), restaurants (bars, pizzerias, IHOP 1%-5% cash back), convenience stores (CVS 1%), and even gas stations (Exxon mobile 1%). With thousands of stores on the app, if you’re a frequent shopper, you’ll earn money back fast! The best part is that some credit cards like American Express offer 1% cash back on every purchase already so you’ll be making double cash back. It’s like finding free money again and again.

Dosh Scam

Based on my research I do not believe Dosh is a scam. At the simplest form they are a cash back app, backed by investors, which give a small referral payment for people bringing in new business. Most of the world’s biggest businesses have some sort of refer a friend affiliate program. Two examples are Amazon and Walmart. Another thing to note is that Dosh just raised an additional $44 million in a series A funding from PayPal and Goodwater capital, that’s some series money raised in a short period of time. This tells me big investors have faith in the app, and with that money they raised they can pay people a referral commission to growth their user base. The only thing I’ve seen that might make you think the platform is a scam, is the way some people go about promoting the business. They will take their referral link and just make it their Facebook or twitter status without providing any information or value.

Is Dosh A Pyramid Scam

No. However, calling companies that offer a referral program a pyramid scam seems to be the latest trend these days. Dosh is not one of those scams and in fact you never have to refer a single person to make money with the app. The referral program is just an added bonus, if you are using the app and are getting cash back consistently you have the opportunity to tell others and make a little money doing it as well. That is just smart marketing in my opinion.

Dosh App Customer Service

The Dosh team has a great customer service staff. Again I looked at some of the complaints on their official BBB website and saw people making comments. If you didn’t receive the cash back you deserved or are having a hard time removing the app (not sure why you would do that), you can create a ticket with their team and they will respond in a first come first serve basis. In most cases they will be able to pull up your account and credit your account with the right amount of funds. With so many users it might take a few days to hear back, but be patient. Another common complaint I see is that people aren’t receiving their referral bonus. If you are having this problem, make sure you verify with your friend and see if they downloaded using your referral code and if they linked a credit card to the account. This seems to be the most common problem, people forgetting to link their card. If you experience a problem with your Dosh account just make sure to reach out to their customer service department and respond to any follow up emails they send back.

Dosh Sign Up Bonus

Just to restate you will receive a $5 Dosh sign up bonus once you download the app and link a credit card to the account. At the time of writing this you can only link a bank issued Visa, MasterCard, or American express card. Prepaid cards and Discover cards unfortunately are not available at this time.

Dosh vs Ebates

Ebates and Dosh are very similar apps as they both give you cash back by linking a credit card to the platform. The most notable store on Dosh is Walmart, and the most notable store on Ebates is Amazon. Dosh gives you 6% cashback at Walmart up to $10 per trip and Ebates gives you 5% cashback on Amazon (for the time being). Although both apps are similar they are also both different because of the offers and stores available. Dosh has the more relaxed set it and forget mentality, which means when you shop with your linked credit card you will automatically get the rewards. While Ebates is the large app for now but if you make an online purchase you have to sign into the account and click the respected store on their platform first. That way they can track your order. If you want to buy something in-store using Ebates you would have to sign into the app and link your card to that merchant. Now, it is easy but it’s just another step that you have to take in order to get your cash back, which might be a hassle to remember sometimes.

Ebates was created in 1998, and is the larger cash back platform of the two. In fact Ebates has over 10 million users and has paid out over $800 million dollars since inception. Ebates even offers $10 for signing up and linking a card and you’ll make $25 per referral. Although this is a higher amount, to receive it the person you referred has to make a $25 or more purchase at one of the retailers listed on the platform. But if you are a frequent shopper and you don’t mind the extra step by signing into your Ebates account prior to making an online purchase, then this app might be for you. In fact download both of them and you can earn even more cash back and get free money! That’s right, download Dosh and earn $5 once you link your card and download Ebates and get $10 once you link your card and make a qualifying purchase!

If you are interested in downloading Ebates as well as Dosh, I recommend you also install the Ebates Google Chrome extension. This extension is free to download and when you shop online from your computer the extension will let you know if they have an Ebates offer. If they do at the top right of the page there will be a red “Activate x% Cash Back”. The percent will change depending on the store so the “x” represents whatever amount that would be, just to clarify.

Conclusion

I hope you found my Dosh review informational and educational. This is a great app to use daily to save money while you shop and to even make a few extra dollars by sharing it with friends and family. If you are just learning about the app or have been using Dosh for a while let us know how you feel about it down below. If you have any further questions, comments, or concerns be sure to leave a comment below and we’ll be sure to address your issues to the best of our ability. Just as a reminder, below are the links you can use to download both Dosh and Ebates and earn your free money.

Slumdogforex.com Review: Is Slum Dog Forex Scam?

Slumdogforex.com Review: Is Slum Dog Forex Scam?

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Last Updated: Apr 23, 2020 @ 1:55 pm

Is Slum Dog Forex a scam? We have found a landing page that claims it can teach Forex traders a step by step guide on how to become a successful Forex trader. The strategy is explained in a 5 minute video and is accompanied by texts which say the strategy can generate 1% to 5% profits every day. The strategy has a win rate of 89% and can turn a $100 account into $160,000 plus in 1 year. The strategy is allegedly utilizing low risk trading methods. Slum Dog Forex is owned and operated by someone called Maurice Perry. This is most likely a pseudo as the digital footprint of this person cannot be found on the internet.

Slum Dog Forex is allegedly a trading system that uses the methods that the big banks use in order to make wealth. The owner of the site claims that he has made millions of dollars trading the Forex market in just 2 years. However, the sales page gives us a warning that if we want to succeed with this method, we must not be greedy. We need to have an element of patience and self discipline. To get started, we simply need to purchase the system. We do not need prior investment experience in the Forex market place. We do not need to spend a lot of time in front of our PCs and we definitely don’t need to invest a lot of money.

This landing page is quite lengthy and most of the content found on this website sounds like sales gimmick as the vendor tells us that they can turn a homeless guy from the streets into a Forex millionaire in a matter of months, thanks to the Slum Dog Forex. What we can assure you is that there is no system that can turn $100 into $160,000 within a year. This represents a very very big profit from a small investment of $100. It is not possible that a person can multiply their returns in this manner. This makes Slum Dog Forex sound suspicious.

If you want real trading products that can generate returns, you should visit this page. However, you need to know that legit trading systems don’t generate such returns. You cannot expect more than 30% monthly returns from a legit system. Those trading systems that claim to make 50% returns a month cannot survive long because they are taking too much risk. Even if you survive in the first few weeks with such a system, rest assured that it will take only one trade to blow your entire account.

Slum Dog Forex review

Slum Dog Forex is anonymously hosted by someone whose pseudo name is Maurice Perry. We do appreciate transparency and if we cannot find this in any of the websites that sell trading products, our first impression is always not a positive one. This site also looks like it was launched more than a decade ago as the design looks quite dated. The promotion is also not in sync with how Forex marketers promote their products today. For instance, we expected proof of trading performance which we did not find throughout the site.

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Slum Dog Forex also claims that this product has been featured in numerous media websites and Televisions. While this gives the impression that the system is unique and profitable, the fact is that none of these claims can be traced and verified. Therefore, it is safe to assume that this is definitely a sales gimmick or a trick meant to convince traders that this product is the real deal. Before you make decisions based on what you read on the landing page, you should think twice and establish whether what the salesperson is presenting are facts or mere claims.

What you get when you purchase this trading system

Most of the features here contain learning materials. The sales page has listed a number of points which are focused on teaching users how to make use of support and resistance, how far to place stop losses so that they are not hit, the best time to trade to allow us make a lot of money quickly, price action analysis so that we can know how to enter at the right time without worrying of price reversals, how to manage risk by allowing us to buy and sell at the right time among other things.

They claim that this system reduces our losses by 74%. In our opinion, this data must be supported by facts. Otherwise, how will we be certain that the numbers which are being thrown around on this landing page are real? Also, we have never heard of any system that makes between 10% to 20% in daily returns. We also don’t know of any Forex training resource that can make a newbie learn how to trade properly in 3 weeks only.

The truth of the matter

Before we go further, we would like to mention that this trading system costs $67. The question you should ask yourself is whether a system that can turn $100 into millions of dollars in a year can cost $67 only.

It’s clear that cheap trading products are not always profitable. If you spend the amount on this product, be ready to lose it. You also have to understand that there is no way you can generate 10% per day because if that was the case, we would be taking of nearly 300% gains in 30 days. Forex trading is not a get rich quick scheme. So you have to understand that this is possibly a scam. There is no way you can make a lot of money with a product that only costs $67.

Our best advice for you

Slum Dog Forex does not look like a serious product. Moreover, the testimonials which they have presented on this site look fake because they cannot be verified either. Based on the unverified income claims made by this site, we can conclude that this site is a scam. The product is definitely gimmicky and dubious. If you need a serious Forex trading product that makes money, visit this page.

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